How Mortgage Brokers Can Help With Risk Insurance

At First Choice, our mortgage brokers can help you reduce your chances of risk by finding you the best type of insurance for your specific needs and wants.

As part of our mortgage broking and financial planning programmes, we advise all of our customers to complete a thorough insurance analysis. We evaluate your existing financial obligations, lifestyle aspirations, and family preferences as part of this review to help you determine the amount of insurance coverage that’s right for you – and the possible repercussions of different insurance decisions that you may make for yourself, your family and your business.

One of the most important things you can do to protect your financial stability is to ensure that you and your families are appropriately covered with the right risk insurance options.

Alike our home loans, at First Choice, we take time to get to know our clients and their financial situations personally in order to deliver the best thought-out plan for our risk insurance.

Life Insurance

A majority of Australians recognise the importance of taking out insurance. The first type of insurance that generally comes to mind is life insurance. Life insurance policies pay a certain amount of money towards the insured’s beneficiaries or estate as long as the insured passes away while their policy is still active. You must pay monthly or yearly premiums to your insurance company.

Here at First Choice, our life insurance brokers can discuss with you life insurance opportunities as well as provide you with any guidance in regard to accessing the life insurance application process. When it comes to making crucial financial decisions, you can trust that our life insurance brokers are here for support to save you time, money and worry.

Business Insurance

Business insurance is a type of life insurance policy that is made to protect your business. A business insurance policy can cover the key person/s for a combination of all or any of the four major risk insurance covers – life insurance, total and permanent disability insurance, critical illness/trauma insurance, and income protection insurance.

Our First Choice business insurance brokers are able to help you decide on the amount of business insurance cover needed depending on the circumstances of your business and the purpose of the policy. We are here to discuss with you business insurance opportunities and guide you along the business insurance application process. With many years of experience, our business insurance brokers can ensure that you have all the coverage you require, guaranteeing your business is not exposed in the event of an unforeseen event.

Income Protection Insurance

Income protection is a payment that replaces your income in the event that you are unable to work for an extended period of time. Paying up to 75% of your average annual income monthly, income protection insurance is designed to cover your living expenses if you cannot work due to circumstances such as sickness or injury. It gives you peace of mind that should anything happen, and you cannot work for a period of time, you are able to focus on your recovery, knowing that your bills and mortgage repayments will be taken care of.

If you are in need of financial advice, our finance brokers are here to cut through the confusion by offering free mortgage brokering consultation to make your financial objectives feasible.

Need a Mortgage Broker for Risk Insurance?

You most likely have coverage for your house, vehicle, and phone. However, we sometimes forget the importance of personal risk insurance with our busy lives. But without Risk Insurance, you are putting yourself, your family and even your business at risk of financial hardship if the unfortunate happens.

First Choice Mortgage Brokers have over 30 years of experience in the Finance and Banking Industry. We are well-positioned to assist you with all your financial requirements. Our mortgage brokers can visit you at your workplace, home, or location of convenience to discuss your current situation and how First Choice Mortgage Brokers can assist.

At First Choice, we guarantee to find the best level of cover for our client’s personal insurance. From Life Insurance, Total & Permanent Disability Insurance, Income Protection Insurance, Business Insurance to Critical Illness or Trauma Insurance. First Choice business insurance brokers and life insurance brokers offer services throughout all major capital cities, including Mortgage Brokers Sydney, Mortgage Brokers Melbourne, Mortgage Brokers Brisbane, Mortgage Brokers Adelaide, Mortgage Brokers Perth and throughout Australia.

Please call First Choice Mortgage Brokers on 1800 111 455 or email First Choice Mortgage Brokers at enquiries@firstchoicemortgage.com.au to discuss your Risk Insurance opportunities, and our life insurance brokers and business insurance brokers can offer you any assistance in accessing the Risk Insurance application processes. Our experienced teams at First Choice are some of the best mortgage brokers in Australia! We are able to comprehend each client’s particular circumstances and work one-on-one to obtain the best risk insurance for any unique requirements.

Speak to a Mortgage Broker

You can make an appointment with a First Choice Mortgage Broker consultants by calling 1800 111 455.

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